American Express for online shops

Reach a loyal, global audience with Amex and increase your average basket value. With Payrexx, you can activate the payment method with just a few clicks – simple, secure, and customer-oriented.

Transaction fees

Transaction fees

American Express
FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

High cart values

Benefit from a global, affluent target audience. Studies show: Amex members spend significantly more on average than other card users. Through larger transactions, you increase your margin and maximise your revenue per order.

Loyal regular customers

Amex cardholders are loyal. Thanks to attractive bonus programmes, they use their cards more frequently and prefer to return to places where Amex is accepted. With Payrexx, you offer precisely this incentive and strengthen your long-term customer loyalty.

Maximum Trust

First-class buyer protection and the highest security standards are the hallmarks of American Express. This image is directly transferred to your shop: with Amex, you signal professionalism and create a trustworthy foundation for new customers worldwide.

Processing by

Payrexx

Type

Cards and Wallets

Availability

CH, DE, AT, LI, FR, IT

Currencies

All

Payout Currencies

EUR, EUR, USD, GBP

Transaction fees online

FREE

2.90%

+

CHF 0.30

2.90%

+

CHF 0.30

STANDARD

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

PREMIUM

2.90%

+

CHF 0.20

2.90%

+

CHF 0.20

Kanäle

Online

Functions

Refunds

Partial Refunds

Pre-authorisations

Tokenisations

Limit per transaction

Payrexx Pay

CHF 20,000

Payrexx Pay Plus

CHF 30,000

Documentation

Benefit as an SME from the Amex effect

Focus on high transaction volumes instead of low fees. With the Amex effect, you reach an exclusive segment that will sustainably drive the profitability of your business forward.

How to activate American Express

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx account with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss comerciantes, and you just need to have your account verified before you can start receiving live payments with Amex.

For existing customers

Log into your Payrexx account and activate American Express in your payment provider settings. This way, American Express, alongside Google Pay, Visa, Apple Pay, Samsung Pay, TWINT, etc., is ready for your customers.

For new customers

Create your Payrexx account with the push of a button and test Payrexx without obligation. American Express is already activated for Swiss comerciantes, and you just need to have your account verified before you can start receiving live payments with Amex.

Frequently Asked Questions about Amex for Online Shops

Is Amex worth it for SMEs?

Amex is considered expensive, but looking at the numbers shows: Amex cardholders are a highly attractive target group – even for small and medium-sized enterprises. According to studies, you can increase the value per purchase with Amex by up to 2.4 times. The higher transaction costs are therefore offset by the higher turnover per customer. Amex is not a cost factor, but a revenue driver.

How secure is American Express for Comerciante?

If you integrate American Express for Comerciante:s with Payrexx in your webshop, we guarantee you the greatest possible security for each transaction. The following security measures are enabled by Payrexx when implementing the Amex payment method:

  • Personal data, both yours and that of your customers, is stored in compliance with GDPR on secure Swiss servers.

  • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in collaboration with several credit card organisations.

  • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

  • The 3-D Secure process strengthens online payments with additional identification, minimises fraud risks and chargebacks, and ensures the highest security and customer authentication.

Within just 5 minutes, you can securely and easily start accepting your first online payments with Payrexx and American Express for Comerciante:s.

Set up Payrexx American Express

Setting up American Exprexx using Payrexx is extremely quick and hassle-free. There are no lengthy registration procedures required. Furthermore, you can benefit from our free Open-Source Payrexx plugins.

This enables smooth integration of Amex for your online shop project.

Further information on the implementation of American Express in the most popular e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

Set up American Express payments easily

The activation of American Express for online shops is extremely swift and seamless with Payrexx. There is no need for lengthy registration procedures. Furthermore, you can benefit from our free open-source Payrexx plugins.

This allows for a smooth integration of Amex for your online shop project.

Further information on implementing American Express into the most well-known e-commerce systems:

View overview

Also with our customised system: Payrexx Comerciante API

Which cards are available from American Express?

American Express offers various credit card models. Here is a comparison of the costs of each card:

  • Platinum Card: 60 euros per month, with no application fee

  • Gold Card: 12 euros per month

  • American Express Card: five euros per month in the first year, then free with an annual turnover of up to 9,000 euros

  • Blue Card: free of charge

  • PAYBACK Card: free of charge

Can you pay with American Express in Switzerland?

Although the acceptance of Visa and Mastercard credit cards remains broader than that of Amex credit cards, cardholders in Switzerland now have the opportunity to use their American Express credit card at major supermarkets, petrol stations, furniture Comerciante, fashion stores, and of course also in online trading.

What makes American Express special?

The core offerings of the company primarily consist of credit cards. In addition, the company also provides banking and investment services and offers insurance benefits. The credit card issued by American Express is known worldwide as the "Amex Card".

What are the fees for American Express?

American Express does not charge any fees when you use this payment option as a shopper for shopping, neither in stores nor online or via apps.

As a Comerciante, however, you pay a transaction fee if you offer American Express in your online shop, depending on the payment provider. With Payrexx, this fee ranges between 3% and 5%, depending on the transaction volume of the Comerciante.

Can anyone get an American Express?

The minimum age for an Amex card is 18 years. For other credit cards, a residence in the country is often required. However, with American Express, you can often apply for a credit card even if you live abroad, as long as you have a bank account in Switzerland.

How does American Express work in Switzerland?

American Express (Amex) operates in Switzerland similarly to other countries, offering a wide range of credit card and payment solutions for individuals and businesses. The use of Amex typically begins with a card application, where potential cardholders provide the required information and undergo a credit check.

Upon approval and authorisation of the card, American Express issues the physical or virtual card. Cardholders can then use their Amex card at Comerciante and online shops that accept Amex as a payment method. This allows them to make purchases, access services, and handle payments conveniently.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how simple online payments can be.