Payrexx vs saldiaPay
Two Swiss all-in-one payment solutions compared
Payrexx and saldiaPay are both Swiss payment providers that, in addition to payment processing, also offer e-commerce tools. saldiaPay stands out with its so-called saldiaApps and its own shop system. Payrexx offers broader plugin coverage and lower fees. This comparison shows which provider is the better fit for your SME.
What are the advantages and disadvantages of Payrexx and saldiaPay?
Payrexx offers lower total costs (21% less), the broadest plugin coverage including Shopify, JTL and Magento, as well as more payment methods. Disadvantages are the moderate level of awareness and the regional focus.
saldiaPay impresses with innovative saldiaApps for accounting and logistics, its own shop system, personal support and a high Google rating of 4.7 stars, but has higher transaction fees, many plugins only on request and no support for Samsung Pay, Reka or Pay by Bank.
Comparison table of advantages and disadvantages Payrexx vs saldiaPay
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss companies
Personal support
Support for on-site payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Average Google rating
saldiaPay
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins and “saldiaApps”
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only on request
Rather high transaction fees
Low awareness
Focus on e-commerce in Switzerland
Which payment methods do Payrexx and saldiaPay offer?
Both providers support credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and WIR Pay. Payrexx also offers Samsung Pay, Reka and Pay by Bank. saldiaPay supports Centi instead, but does not have Samsung Pay, Reka or Pay by Bank. Overall, with 16 compared with 14 payment methods, Payrexx offers a slightly broader selection.
Comparison table of payment methods: Payrexx vs saldiaPay
Payrexx
saldiaPay
Mastercard
Yes
Yes
Visa
Yes
Yes
PostFinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
Yes
No
WIRpay
Yes
Yes
REKA
Yes
No
CENTI
Yes
Yes
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlen mit Bank
Yes
No
How do the integrations of Payrexx and saldiaPay differ?
Payrexx offers free plugins for all common shop systems, including Shopify, WooCommerce, Shopware, MyCommerce, JTL, Ecwid, Drupal, Magento and Prestashop. With saldiaPay, many shop plugins are only available on request, and there is no support for JTL or Magento. Both providers offer e-commerce tools: Payrexx with payment links and QR Pay, saldiaPay with saldiaApps and the saldiaShop. In terms of shop system coverage, Payrexx is much broader.
Comparison table of plugins and integrations Payrexx vs saldiaPay
Payrexx
saldiaPay
Yes
No
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
How does the support of Payrexx and saldiaPay compare?
Both providers are Swiss companies and offer personal support. saldiaPay has a very high Google rating of 4.7 out of 5 stars, however based on only 39 reviews. Payrexx achieves 3.9 stars with 155 reviews – a broader data basis. Both providers offer a 30-day free trial.
Who is Payrexx suitable for and who is saldiaPay suitable for?
Payrexx is suitable for SMEs that are looking for a cost-effective solution with the broadest plugin coverage and a wide range of payment methods. saldiaPay can be interesting for Comerciante who value the specific saldiaApps (accounting, logistics) and are prepared to pay somewhat higher transaction fees for this.
Which provider is easier to set up?
Both providers offer straightforward setup with verification via photo ID and, where applicable, commercial register entry. Payrexx promises same-day review for registrations made by 4 p.m. Both offer a 30-day free trial. There is little difference between the two providers when it comes to setup.
How much does Payrexx cost compared to saldiaPay?
At a monthly turnover of 20'000 EUR, Payrexx costs 355 EUR, saldiaPay 449 EUR. Payrexx is therefore 94 EUR cheaper per month, or 21% less expensive. At 100'000 EUR turnover, the difference grows: Payrexx 1'579 EUR compared with saldiaPay 2'049 EUR – a saving of 470 EUR per month. The higher costs at saldiaPay result from the comparatively high transaction fees, which in the Enterprise subscription are also 1.7% + 0.30 EUR.
Cost comparison table Payrexx vs saldiaPay
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
Payrexx
Free
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
saldiaPay
Easy
CHF 0.00
CHF 5.00
3.50%
+
CHF 0.30
saldiaPay
Advanced
CHF 0.00
CHF 15.00
2.50%
+
CHF 0.30
saldiaPay
Enterprise
CHF 0.00
CHF 49.00
1.70%
+
CHF 0.30
Additional remarks
Payrexx
Payrexx is particularly easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a commercial register number are required. If you register by 4 p.m., the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
saldiaPay
saldiaPay offers, in addition to payment processing, its own add-on applications (saldiaApps) for accounting, logistics and an integrated online shop (saldiaShop). However, many shop plugins are only available on request. For verification, a photo ID and, where applicable, an entry in the commercial register are required. A 30-day trial period is free of charge.
Conclusion: Payrexx or saldiaPay – which provider convinces?
Both providers are Swiss companies and offer personal support. saldiaPay has a very high Google rating of 4.7 out of 5 stars, however based on only 39 reviews. Payrexx achieves 3.9 stars with 155 reviews – a broader data basis. Both providers offer a 30-day free trial.
