All these terms refer to devices that process card payments. However, there are some small differences in their usage:

• Card reader: The most general term, which can also include devices that only read cards but do not necessarily process payments.

• Payment terminal: A common term for devices that are used specifically for card payments.

• Electronic payment terminal (EPT): Similar to "card terminal", but emphasizes the function as a payment solution.

• POS terminal: Internationally used term for a "point of sale" device, i.e. a payment terminal in the retail trade.

• POS device: Used less frequently, but generally describes hardware for payment transactions at points of sale.

In practice, "payment terminal", "electronic payment terminal", and "POS terminal" are often used interchangeably, while "card reader" has a broader meaning.

The three card readers from Payrexx all have the same software and user interface, but differ in the following ways:

• The Nexgo N5 features a colorful design and an integrated receipt printer. It is slightly smaller and handier than the Nexgo N86, making it more suitable for mobile retailers.

• The Nexgo N86 is the most modern POS terminal from Payrexx and can be used anywhere thanks to the integrated receipt printer. It is the largest of all Payrexx terminals and therefore ideal for stationary retail.

• The Nexgo N6 is similar in size to a smartphone and therefore fits perfectly in any trouser pocket. However, it cannot print receipts and the battery is slightly less powerful. Accordingly, this card reader is suitable for mobile retailers who are not dependent on receipts.

Yes, that is possible! Payrexx card readers are not only available for SMEs, but also for private individuals. You can use them to accept payments easily and securely, whether for flea markets, private sales or other occasions.

The standard rental price for a Payrexx card reader is CHF 25 per month. Thanks to the special introductory price, these costs are reduced to CHF 9 per month for the first users in the first rental year.

The transaction costs are 0.95 % + CHF 0.15 for debit cards, 1.25 % + CHF 0.15 for credit cards and 1.25 % + CHF 0.00 for TWINT payments. The fees for interchange payments are 3.1 % + CHF 0.15.

The transaction fees apply to the Standard and Premium plans. Free subscribers cannot order POS devices. You can find all prices here.

The Payrexx card readers support Mastercard, Visa, Apple Pay, TWINT, Google Pay, Samsung Pay, PostFinance Pay and cryptocurrencies via NAKA card.

Modern card readers are equipped with various security features to ensure the protection of sensitive data. All Payrexx POS devices are fully PCI-certified, which guarantees maximum security for transactions.

Yes, absolutely! Payrexx POS terminals are an excellent alternative to SumUp - simply register and get started.

• Monthly price: introductory price CHF 9 per month, low transaction fees from 1.25 % per payment.

• More payment options: In addition to cards, TWINT, Apple Pay, Google Pay, Samsung Pay and even cryptocurrencies can be accepted.

• Ideal for SMEs and private individuals: Payrexx can be used not only by companies, but also by private individuals.

• Flexible and independent: Payrexx offers various card readers for stationary and mobile use.

• Simple onboarding: register quickly, receive your device and accept payments immediately - without complicated set-up.

The use of a card reader offers numerous benefits, including increased sales opportunities through the acceptance of card payments, faster and more efficient checkout processing, increased security through encryption technologies and compliance with security standards, reduced risk through lower cash inventory in the store, and a better overview and simplified accounting through the digital recording of all transactions.

Yes, even better: Payrexx is specially tailored to the needs and requirements of SMEs! For SMEs with higher payment volumes, we also offer exclusive subscriptions with particularly favorable transaction fees.